Health Insurance Plans in Mississippi
Compare ACA marketplace plans, short-term coverage, dental, vision, and ancillary products available to Mississippi residents. Get a free quote from a licensed advisor today.
Find Mississippi Health Plans
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Mississippi Health Insurance at a Glance
Here's what you need to know about health coverage options in Mississippi.
Mississippi has one of the highest uninsured rates and has not expanded Medicaid. Carrier choice is very limited, with only two insurers on the marketplace in most counties.
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Enter your ZIP code to see carriers, estimated costs, and coverage options available in your specific area.
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Get My Personalized Quote →ACA Marketplace Plans in Mississippi
ACA plans offer comprehensive coverage with protections for pre-existing conditions and potential subsidies.
How the Mississippi Marketplace Works
Mississippi residents enroll through Federal (HealthCare.gov). Plans are available in four metal tiers — Bronze, Silver, Gold, and Platinum — each with different premium and out-of-pocket cost structures.
- No denial for pre-existing conditions
- 10 essential health benefits covered by law
- Subsidies available based on income
- Children covered up to age 26 on a parent's plan
- Free preventive care (screenings, vaccines, wellness visits)
Top Carriers in Mississippi
These insurance companies offer ACA marketplace plans in Mississippi:
- Ambetter
- Blue Cross Blue Shield of Mississippi
- Oscar Health
- UnitedHealthcare
Carrier availability varies by county. A licensed advisor can tell you exactly which plans are available in your ZIP code.
Medicaid in Mississippi
Mississippi has not expanded Medicaid under the ACA.
This means there is a coverage gap for some low-income adults who earn too much for traditional Medicaid but too little to qualify for ACA marketplace subsidies. Short-term health plans and ancillary products can help bridge this gap.
Check Your Eligibility →Short-Term Health Insurance in Mississippi
Need coverage fast? Short-term plans can start in as little as 24 hours.
Short-Term Plan Rules in Mississippi
- Maximum duration: 12 months, renewable up to 36 months
- Coverage can begin within 24–72 hours of enrollment
- Lower premiums than ACA plans (but fewer benefits)
- Best for: between jobs, waiting for employer coverage, aging off a parent's plan
Short-term plans are not ACA-compliant — they do not cover pre-existing conditions and may have limited benefits. But for healthy individuals who need temporary protection, they offer an affordable safety net.
Learn More About Short-Term Plans →Who Should Consider Short-Term in Mississippi?
- Recently lost employer-sponsored coverage
- Waiting for new job benefits to start
- Recent college graduates
- Early retirees not yet eligible for Medicare
- Missed ACA Open Enrollment
Ancillary Plans in Mississippi
Fill the gaps in your health coverage with affordable supplemental plans.
Dental Insurance
Preventive cleanings, fillings, crowns, and more. PPO and HMO options available.
Learn More →Hospital Indemnity
Get paid a fixed cash benefit for every day you spend in the hospital.
Learn More →Critical Illness
Lump-sum cash payment upon diagnosis of cancer, heart attack, stroke, or other covered conditions.
Learn More →Accident Insurance
Cash benefits for ER visits, fractures, dislocations, and other covered injuries.
Learn More →Travel Insurance
Trip cancellation, emergency medical care abroad, and evacuation coverage.
Learn More →Mississippi Health Insurance Questions
Mississippi Insurance Resources
Mississippi Insurance Department
File complaints, verify licenses, and learn about your rights as a consumer.
Mississippi Marketplace
Enroll in ACA plans through Federal (HealthCare.gov).
Health Insurance by City in Mississippi
Find health insurance information specific to your city in Mississippi.
Jackson
Hinds County · Pop. 153,701
Gulfport
Harrison County · Pop. 72,926
Hattiesburg
Forrest County · Pop. 48,985
Jackson
Hinds County · Pop. 150,437
Gulfport
Harrison County · Pop. 71,012
Biloxi
Harrison County · Pop. 44,054
Hattiesburg
Forrest County · Pop. 45,989
Meridian
Lauderdale County · Pop. 36,149
Tupelo
Lee County · Pop. 38,441
Greenville
Washington County · Pop. 29,647
Vicksburg
Warren County · Pop. 23,856
Greenwood
Leflore County · Pop. 15,839
Clarksdale
Coahoma County · Pop. 17,962
Oxford
Lafayette County · Pop. 28,391
Moss Point
Jackson County · Pop. 10,889
Brandon
Rankin County · Pop. 28,520
Madison
Madison County · Pop. 27,747
Clinton
Hinds County · Pop. 25,216
Ridgeland
Madison County · Pop. 24,047
Pearl
Rankin County · Pop. 25,092
Byram
Hinds County · Pop. 11,489
Florence
Rankin County · Pop. 5,071
Southaven
DeSoto County · Pop. 54,500
Health Insurance by County in Mississippi
Find health insurance information for your county in Mississippi.
Hinds County
County Seat: Jackson · Pop. 210,800
Harrison County
County Seat: Biloxi · Pop. 187,105
Forrest County
County Seat: Hattiesburg · Pop. 75,680
Lauderdale County
County Seat: Meridian · Pop. 63,178
Lee County
County Seat: Tupelo · Pop. 77,161
Washington County
County Seat: Greenville · Pop. 48,434
Warren County
County Seat: Vicksburg · Pop. 47,312
Leflore County
County Seat: Greenwood · Pop. 29,450
Coahoma County
County Seat: Clarksdale · Pop. 25,083
Lafayette County
County Seat: Oxford · Pop. 46,001
Jackson County
County Seat: Pascagoula · Pop. 140,616
Rankin County
County Seat: Brandon · Pop. 152,956
Madison County
County Seat: Canton · Pop. 106,989
DeSoto County
County Seat: Hernando · Pop. 193,573
Bolivar County
County Seat: Rosedale · Pop. 30,541
Adams County
County Seat: Natchez · Pop. 28,604
Amite County
County Seat: Liberty · Pop. 13,131
Attala County
County Seat: Kosciusko · Pop. 19,141
Benton County
County Seat: Sardis · Pop. 8,000
Calhoun County
County Seat: Pittsboro · Pop. 9,604